I'm always interested in Fetches, Shocks, etc...those are kinda a given. I'm wondering if there have been any other speculations that might come to fruition soon (like Goblin Rabblemaster, Xenagos, the Reveler in the past, and more recently, Inkmoth Nexus, Omniscience, Bloodmoon, etc)
I've been out of the trading/selling game for awhile--well, I've sold a decent amount, or traded for other games---but, it's been a long time since I had a tradelist. Right now, I'm debating on getting a standard deck together, maybe RDW because it's cheap and I already have Eidolon of Great Revel.
HOwever, I'm going to a big gaming convention this weekend, and I'm wondering what cards are speculating to gain value? Also, what cards should I try to get rid of/sell?
MM15 is, as many others have said, topheavy. If you crack the 'Goyf/Clique box, then you'll come back to this comment and say "Man, that Knick guy doesn't know jack!" However, there are a lot of junk rares in this set. Check the EV of the set without 'Goyf in the picture. The EV does not actually compare reasonably well to the price of packs, and nobody that I know is offering any sort of discount on MSRP. Buying AT MSRP is apparently the discounted price.
My boxes will not be worth $240 if I were to try to resell the contents. I *know* this. However (as I've stated in many other threads), I absolutely love drafting, so the ability to get seven of my closest friends together for a wild night of cardboard passing is what I'm in for. I'm told that this set is an amazing draft environment (I only managed to do one draft on release day), so that's what I'm after. If I get something valuable, that's a bonus.
True. I bought a box and EVERY single rare I opened in my top half was below $, with the exception of Mox Opal, All is Dust, and Creakwood Liege. So, had the trend continued, I would have been screwed. The only thing that saved me was a Goyf, which helped me total about $310ish in value. Also, I bought my box for $206 after tax, making it slightly less risky than paying full retail.
First of all, you're not going to get legal advice here. There are a couple lawyers on the forum, but what they tell you still can't be considered legal advice.
Never lend a friend more money than you're willing to lose. This kind of thing happens all the time, and the reality is you don't really have a leg to stand on here. You took out the loan and you have been making the payments - and that's really all that matters. As far as the bank is concerned, you owe that money. Your loan to him in turn is another issue, but without written documentation of the loan terms, you don't really have much. Worse, you've essentially said you were loan sharking him, with that $100 interest per month. You got played and you made a monumentally stupid decision. Plus, since you aren't charging him market loan rates, you may actually end up owing taxes on the loan if you take it to court.
Here is the reality: your friendship is basically over. You've mentally made the switch to being his creditor now, not his friend, and there is really no going back and it'll be very tough to fix that bridge in the relationship now that you've gotten to this point. He's dodging you because he knows he can get away with it and keep putting you off. He has no incentive to finish paying you off anytime soon, and he really has no responsibility to do so. If you look through RLA's archives, there are a few examples of things like this happening - you actually got off pretty easy (in one case, a group of friends opened up a business which failed, but only one of them put their name on all the documents, so the rest got off scott free). You've really been lucky to get any money back from him. Honestly, I think you're better off forgetting the money, and you certainly shouldn't do anything that would jeopardize his payments to you, because without a promissory note or a written deal you don't have much to go on to back it up. If he didn't want to tell his wife before, you have no idea what that situation would create - you may just stop getting any money because she could put a stop to it or he could lie to her about it with the same outcome.
If you want your money back, make the payments something that he really can't claim he can't make. Rather than trying to wring a hundred or three out of him every month or every few months, get what you can from him monthly. Maybe talk to him about a minimum monthly payment of $50, with the expectation that he ups it whenever he can. At the very least you're working towards making your money back.
Thanks Jay13x
I understand now it was a monumentally stupid decision. Even back then, my gut reaction was to say NO, which I kick myself everyday for NOT saying that.
However, he said "I will pay you $100 a month until I pay the loan back" and told me about some new enterprise/website he was developing which he was certain would have him rolling in dough in few months. I was enticed by the extra cash I could potentially make, but I honestly didn't except it to be longer than 6 months to a year.
At this point, I'm not worried about the extra money. I didn't realize it was "loan-sharking" if he offered it to me. I definitely don't planning on collecting the entire amount of that (and now that you've mentioned it's loan-sharking, I may not collect any). I was considering just taking $500 or something for all trouble in dealing with this over the past 6 yrs.
Also, I wouldn't really consider him a friend per se. He's an ex-roommate/brother of a friend. So I should probably call him an Old acquaintance.
I'm still trying to arrange a meeting with him to go over the total payments and agree to a final amount that he owes, perhaps even reducing it to entice him to pay me off sooner. That way, if he doesn't pay, at least i have a written document.
Lastly, despite my wife pushing me to take him to court and teach him a lesson, I've been hesitating/holding off for the exact reason of jeopardizing the existing, though slow and sporadic payment structure that we do have going.
What is the name of your state (only U.S. law)? Hello everyone, I live in Ohio.
I have a friend who's been really slowly paying off a debt that he's owed to me for over 5 years.
Here's the background. It's early 2008, an "friend" asked to borrow money to buy his wife and engagement ring. He also was in the process of purchasing a new house, and has poor credit. He enticed me into this offer by saying that he would be making lots of money soon and would pay $100 for every month he had the loan out until he paid me back. For some reason, being the fool that I was, I figured he would be paying me back in about 4-6 months, and I would be $600 better off. I took out a loan from BankofAmerica for about $6,000. The worst mistake I've made was not getting a contract/written paper that says he owes me the money.
Over the years, he managed to pay all but about $2,258 of the actual loan money he borrowed (including late fees, Interest, etc). Right now, my wife is getting tired of the BS and wants me to take him to Court. I'm not sure how effective that would be, but I'm certainly considering it. HOwever, I want to make sure I'm fully prepared and have enough evidence to ensure I win. I'm also not sure how I would collect the money.
Here are the facts about the situation.
-He's married with at least 2 children.
-He still claims his credit is too terrible to take out a loan to finish off the payments.
-He's a real estate agent, or designs websites/advertises for Real Estate agents. His constant excuse is; The market is slow, I'm broke/haven't closed a house, but I should be closing one in the upcoming months and have enough to pay you back
-His last payments (both for 2014) were April 29th for $375 and July 23rd for $375. He also paid a regular $115-$125 during the last 5-6 months of 2013. Before that, I don't much on dates of payment, but I kept track as best I could.
-AFAIK, his wife doesn't know and I'm pretty sure he doesn't want her to.
Here's what I have to support any claim that he owes me money.
-I have statements showing I made regular payments to BankofAmerica throughout the period of the loan (the line of credit/loan has been paid off by me)
-I have emails of him saying he's going to pay/admitting he owes me money.
-I have received payments from him via Paypal and I have voided physical check that I didn't cash (money was returned to his account)
Wondering what I should do and if I have enough evidence to support a claim in Small Claims Court. I probably won't be able to collect all of the "personal/verbal" interest he claimed he would give me, but at this point, it would be well over $5,000 in additional debt, and I honestly would feel like a douche, taking that from a man with 2 children who appears to be struggling to make ends meet.
I'd like to negotiate a new contract, reducing the amount of "Verbal" interest he owes me and have him sign it so I have more solid evidence.
I'm considering telling his wife, or threatening to do so. I don't know if that could backfire or be considered unprofessional.
Please help me out, would love to hear your thoughts.
P.s. I can post emails and block out personal information if that would help.
I haven't had much luck selling my Zendikar Fetches so far, at least not at the prices I'm hoping for (which are a hair above TCGlow
I'm thinking I might be better off trading them for other cards that will hopefully be stable or increase in price as time goes on.
Would love to get your thoughts on what to trade for, but I'm thinking these...
Shocklands
KTK Fetches
Legacy staples like FOW?
What else do you think I should trade for?
I think you shouldn't have been greedy and should have sold them for $432, but that's just me.
I wasn't greedy. The guy who was going to buy them from me got a call from his workplace telling he had been laid off like an hour after we agreed to a sale. Seems to happen a lot, someone will agree to buy some of my fetches and then suddenly lose their job, wife spends an arm and a leg shopping, bought a wedding ring or something else, found out they didn't have enough in their Paypal. This is happening to me with a lot of things, not just Fetchlands and MTG cards.
Also, I'm considering just keeping them like Tykimeister did...idk. Maybe they'll go back up to where they were a few months ago.
Sounds good. I think that's the way I'm going to go then. Unless I happen to sell them in the mean time. At least I'll get equal value and be able to sell them easier I think...
I would trade them for shocks or ktkfetches. I sold most mine right before ktk got spoiled. Thd ones i have left i dont intend to sell because it basically seems win win just to sell them. Meaning i missed out already so hold on to what dignity i have left and keep them for the pride.
What do you mean you don't want to sell them because it's "Win-Win" to sell them. That seems contradictory.
I feel like I missed out too, which is why I kinda want to sell them for something that may increase in value down the road. (i.e. If I trade a Misty Rainforest for 4 $10 fetches and those Fetches grow to $14 down the road, then I effectively recouped $16).
Someone's offering $432 for the following. I'm thinking I'll do it.
2x NM Scalding Tarn $45
1 SP Scalding Tarn $40
3 Misty Rainforest $40
3x Arid Mesa $30
4x Verdant Catacombs
Flooded Strand
Marsh Flats
unless I could do better on Ebay or with trade . But honestly 430 in my Paypal now is really tempting
I was thinking of adding ThoughtLash to my Zedruu deck. I'm curious as to why you removed it and some of your other "take this" stuff. What errata are you referring to?
I'm always interested in Fetches, Shocks, etc...those are kinda a given. I'm wondering if there have been any other speculations that might come to fruition soon (like Goblin Rabblemaster, Xenagos, the Reveler in the past, and more recently, Inkmoth Nexus, Omniscience, Bloodmoon, etc)
Wow, okay. I also noticed Bloodmoon and Inkmoth Nexus. Wondering if now would be a good time to sell my Inkmoth nexus
I've been out of the trading/selling game for awhile--well, I've sold a decent amount, or traded for other games---but, it's been a long time since I had a tradelist. Right now, I'm debating on getting a standard deck together, maybe RDW because it's cheap and I already have Eidolon of Great Revel.
HOwever, I'm going to a big gaming convention this weekend, and I'm wondering what cards are speculating to gain value? Also, what cards should I try to get rid of/sell?
True. I bought a box and EVERY single rare I opened in my top half was below $, with the exception of Mox Opal, All is Dust, and Creakwood Liege. So, had the trend continued, I would have been screwed. The only thing that saved me was a Goyf, which helped me total about $310ish in value. Also, I bought my box for $206 after tax, making it slightly less risky than paying full retail.
Thanks Jay13x
I understand now it was a monumentally stupid decision. Even back then, my gut reaction was to say NO, which I kick myself everyday for NOT saying that.
However, he said "I will pay you $100 a month until I pay the loan back" and told me about some new enterprise/website he was developing which he was certain would have him rolling in dough in few months. I was enticed by the extra cash I could potentially make, but I honestly didn't except it to be longer than 6 months to a year.
At this point, I'm not worried about the extra money. I didn't realize it was "loan-sharking" if he offered it to me. I definitely don't planning on collecting the entire amount of that (and now that you've mentioned it's loan-sharking, I may not collect any). I was considering just taking $500 or something for all trouble in dealing with this over the past 6 yrs.
Also, I wouldn't really consider him a friend per se. He's an ex-roommate/brother of a friend. So I should probably call him an Old acquaintance.
I'm still trying to arrange a meeting with him to go over the total payments and agree to a final amount that he owes, perhaps even reducing it to entice him to pay me off sooner. That way, if he doesn't pay, at least i have a written document.
Lastly, despite my wife pushing me to take him to court and teach him a lesson, I've been hesitating/holding off for the exact reason of jeopardizing the existing, though slow and sporadic payment structure that we do have going.
I have a friend who's been really slowly paying off a debt that he's owed to me for over 5 years.
Here's the background. It's early 2008, an "friend" asked to borrow money to buy his wife and engagement ring. He also was in the process of purchasing a new house, and has poor credit. He enticed me into this offer by saying that he would be making lots of money soon and would pay $100 for every month he had the loan out until he paid me back. For some reason, being the fool that I was, I figured he would be paying me back in about 4-6 months, and I would be $600 better off. I took out a loan from BankofAmerica for about $6,000. The worst mistake I've made was not getting a contract/written paper that says he owes me the money.
Over the years, he managed to pay all but about $2,258 of the actual loan money he borrowed (including late fees, Interest, etc). Right now, my wife is getting tired of the BS and wants me to take him to Court. I'm not sure how effective that would be, but I'm certainly considering it. HOwever, I want to make sure I'm fully prepared and have enough evidence to ensure I win. I'm also not sure how I would collect the money.
Here are the facts about the situation.
-He's married with at least 2 children.
-He still claims his credit is too terrible to take out a loan to finish off the payments.
-He's a real estate agent, or designs websites/advertises for Real Estate agents. His constant excuse is; The market is slow, I'm broke/haven't closed a house, but I should be closing one in the upcoming months and have enough to pay you back
-His last payments (both for 2014) were April 29th for $375 and July 23rd for $375. He also paid a regular $115-$125 during the last 5-6 months of 2013. Before that, I don't much on dates of payment, but I kept track as best I could.
-AFAIK, his wife doesn't know and I'm pretty sure he doesn't want her to.
Here's what I have to support any claim that he owes me money.
-I have statements showing I made regular payments to BankofAmerica throughout the period of the loan (the line of credit/loan has been paid off by me)
-I have emails of him saying he's going to pay/admitting he owes me money.
-I have received payments from him via Paypal and I have voided physical check that I didn't cash (money was returned to his account)
Wondering what I should do and if I have enough evidence to support a claim in Small Claims Court. I probably won't be able to collect all of the "personal/verbal" interest he claimed he would give me, but at this point, it would be well over $5,000 in additional debt, and I honestly would feel like a douche, taking that from a man with 2 children who appears to be struggling to make ends meet.
I'd like to negotiate a new contract, reducing the amount of "Verbal" interest he owes me and have him sign it so I have more solid evidence.
I'm considering telling his wife, or threatening to do so. I don't know if that could backfire or be considered unprofessional.
Please help me out, would love to hear your thoughts.
P.s. I can post emails and block out personal information if that would help.
Pile A (All KTK, RTR)
1 Bloodstained Mire
2 Flooded Strands
2 Windsweapt Heaths,
2 Wooded Foothills
1 Temple Garden
Pile B
Jace, the Mind Sculptor
I wasn't greedy. The guy who was going to buy them from me got a call from his workplace telling he had been laid off like an hour after we agreed to a sale. Seems to happen a lot, someone will agree to buy some of my fetches and then suddenly lose their job, wife spends an arm and a leg shopping, bought a wedding ring or something else, found out they didn't have enough in their Paypal. This is happening to me with a lot of things, not just Fetchlands and MTG cards.
Also, I'm considering just keeping them like Tykimeister did...idk. Maybe they'll go back up to where they were a few months ago.
What do you mean you don't want to sell them because it's "Win-Win" to sell them. That seems contradictory.
I feel like I missed out too, which is why I kinda want to sell them for something that may increase in value down the road. (i.e. If I trade a Misty Rainforest for 4 $10 fetches and those Fetches grow to $14 down the road, then I effectively recouped $16).
I'm going to bump this thread up again.
I haven't had much luck selling my Zendikar Fetches so far, at least not at the prices I'm hoping for (which are a hair above TCGlow
I'm thinking I might be better off trading them for other cards that will hopefully be stable or increase in price as time goes on.
Would love to get your thoughts on what to trade for, but I'm thinking these...
Shocklands
KTK Fetches
Legacy staples like FOW?
What else do you think I should trade for?
2x NM Scalding Tarn $45
1 SP Scalding Tarn $40
3 Misty Rainforest $40
3x Arid Mesa $30
4x Verdant Catacombs
Flooded Strand
Marsh Flats
unless I could do better on Ebay or with trade . But honestly 430 in my Paypal now is really tempting