If this is in any way helpful a month after the OP:
I would personally follow (and have personally followed) the advice of Jay13x: "Honestly, I think you're better off forgetting the money." I'd let him know that you consider the debt repaid in full. Then move on.
[I think that the 20% of interest on this note wouldn't be usurious in Ohio - which appears to have max a of 21%.]
I would personally follow (and have personally followed) the advice of Jay13x: "Honestly, I think you're better off forgetting the money." I'd let him know that you consider the debt repaid in full. Then move on.
[I think that the 20% of interest on this note wouldn't be usurious in Ohio - which appears to have max a of 21%.]